You can bank on us to find the right funding, hassle-free.

Let's Find a Match

How does it work?

Apply online in just minutes

Apply directly through our secure-based application.

We find you the best match

We’ll evaluate your business needs and revenue to provide you with the best options possible.

Receive funds quickly

Choose your capital and get funded in as little as 24 hours!

Our Customized Solution

Small Business Loans

A small business loan is a type of loan that is designed to help small businesses finance their operations.

  • Flexible Funding Options
  • Quick Turnaround
  • Funding Next day

Equipment Finance Loans

A loan that businesses can use to purchase equipment needed to operate their businesses.

  • Easy Process
  • Tax Deductible
  • 2 Minute Application

Short Term Business Loans

A type of Financing that provides businesses with quick access to cash to cover short-term expenses.

  • Day Funding
  • Quick Answers
  • Solving Problems

Business Line of Credit

Secured or unsecured loans for up to $500,000 with flexible, and no hidden fees.

  • 5 minute application
  • Repayment up to 3 years
  • Funds available same day
Total Funded
$ 1 B
Approval Rate
1 %

Are you ready to find the right business funding?

Applying for a business loan can be a daunting task, but it doesn’t have to be. At Qualifier we take our time with the process of how you apply for a business loan.

Trusted process, with credibility and the right solutions, that’s Qualifier.


Jeff Sanders


I am writing this review to express my profound appreciation and recognition for the exceptional customer service I received from Qualifier, specifically from Joe Littman and his diligent team. Their dedication to their clients is unparalleled and genuinely refreshing in today’s fast-paced business world of getting funding. I truly want to say thank you for the honesty and integrity they showed in helping me.

Leah Klein


The level of service provided by Qualifier is what I can only describe as ‘World Class’. I was not merely a client; I felt like a valued partner in how they explained everything to me. This level of customer care is something I have not experienced until now. It is because of this that I look forward to our continued business relationship with Josh and Qualifier.

Vivian DeSoto


From the moment I began working with Qualifier, I was met with nothing but professionalism and a distinct level of personal care that genuinely sets them apart. Nick Toto was incredibly patient, always ready to go the extra mile to ensure I thoroughly understood every step of the process. His exceptional knowledge, coupled with his dedication to service, greatly simplified the entire experience.

Commonly Asked Questions

Who is Qualifier?

Qualifier is an online small business funding platform that helps entrepreneurs connect to loans, solutions and financing options quickly and easily. Founded in 2021, it has already provided loans and financing for over 2,500 companies totaling more than $1 billion. Business owners only need a few minutes of their time to fill out our online profile, and they can find the small business credit solution that best fits their needs in a secure, transparent environment. With Qualifier’s help, thousands of business owners can make well-informed payment decisions right away so they can focus on what counts: growing their businesses.

Qualifier offers a variety of loans and other financing solutions to small business owners. From term loans and working capital loans to traditional bank loans, SBA loans, business lines of credit, equipments financings and more, Qualifier’s experienced funding specialists can find the product your business needs to thrive. And for those belonging to minority and underrepresented groups there are special lending programs available. For instance, women-owned and veteran-owned businesses are able to apply for loan products not available on the wider market. No matter the size or shape of your small business, Qualifier is ready and willing to provide the financial support you need.

Qualifier provides funding to business owners quickly – with the proper documents and information in order, it is usually possible to secure funding within 24 hours. To ensure funding is obtained quickly, we strongly encourage timely submission of all the required documentation. Additionally, our commitment to privacy means that all your information is managed securely so you can receive funding with confidence. Find out more about our privacy statement for further details.

When partnering with Qualifier, the only fee you would ever pay is when the financing application closes. You never have to worry about application fees or submission fees when creating a financing application with them. Furthermore, any business tools featured on their site or Financial Calculators are always free to use. This makes their platform incredibly accessible and reliable for many entrepreneurs looking to expand their businesses.

Upon applying for a Qualifier financing product, fees may be incurred. A typical underwriting fee’s are subject to and from the lenders and is payable at the closing of the transaction. The fees for any bank financing products provided through a funding specialist also need to be taken into account, as prices for these fees vary based on the size and type of transaction. When considering commercial real estate loans, an origination fee must be paid at loan closing. Qualifier can provide further details on fees depending on individual circumstances.

Qualifier is the perfect solution for busy business owners looking too quickly and easily access the capital they need. Qualifier streamlines funding, allowing investors to apply online and be evaluated fairly, so they can get anywhere from $10,000 – $10 million all in one application. Qualifier helps companies grow their business through multiple rounds of loans or financings as well, making it easier for them to succeed without having to juggle several separate loans. Qualifier offers a unique way for businesses of all sizes to access the funds they need.

Qualifier is an innovative direct funding provider for small businesses, providing them with unique solutions that simplify the process of acquiring business financing. Qualifier operates through multiple subsidiaries to handle different parts of the financing process. Qualifier, LLC is not a lender itself, but rather brings together small business owners and lenders via its platform. Qualifier also has relationships with leading banks and financial institutions who may issue loans using Qualifier’s lending platform. Ultimately these relationships work together to provide finance solutions to small business owners that match their goals and needs.