Check our FAQs for quick answers to frequently asked questions we receive.
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- Who is Qualifier?
Qualifier is an online small business funding platform that helps entrepreneurs connect to loans, solutions and financing options quickly and easily. Founded in 2021, it has already provided loans and financing for over 3,000 companies totaling more than $4 billion. Business owners only need a few minutes of their time to fill out our online profile, and they can find the small business credit solution that best fits their needs in a secure, transparent environment. With Qualifier's help, thousands of business owners can make well-informed payments decisions right away so they can focus on what counts: growing their businesses.
- What Types of Loans does Qualifier Offer?
Qualifier offers a variety of loans and other financing solutions to small business owners. From term loans and working captial loans to traditional bank loans, SBA loans, business lines of credit, equipments financings and more, Qualifier's experienced funding specialists can find the product your business needs to thrive. And for those belonging to minority and underrepresented groups there are special lending programs available. For instance, women-owned and veteran-owned businesses are able to apply for loan products not available on the wider market. No matter the size or shape of your small business, Qualifier is ready and willing to provide the financial support you need.
- How soon can I receive the money?
Qualifier provides funding to business owners quickly - with the proper documents and information in order, it is usually possible to secure funding within 24 hours. To ensure funding is obtained quickly, we strongly encourage timely submission of all the required documentation. Additionally, our commitment to privacy means that all your information is managed securely so you can receive funding with confidence. Find out more about our privacy statement for further details.
- How long does it take to get the capital for my company?
Qualifier funding specialists are the most sought-after resource for business owners who need to find loans and other forms of funding. Qualifiers can play a big role in making the entire process smoother and quicker by navigating one through several important steps in the funding process. Depending on the complexity of their financial situation, business owners may qualify to receive funding within 24 hours with direct funding products or four weeks with an SBA loan. Qualifier makes sure that business owners understand all available options, review documents thoroughly before submitting them, and assists with any necessary negotiation or revisions required to get approval quickly. With Qualifier’s expertise and guidance, business owners can be sure they will receive their desired outcome efficiently.
- How do I qualify for capital at Qualifier?
Qualifier is an innovative loan program that helps business owners from all levels of experience secure the financing they need to keep their operations running. Qualifier offers funding opportunities for newly established businesses that have been in operation for six months, as well as those who have had longer-term relationships with Qualifier. Qualifier encourages established businesses that have generated a consistent profit and possess solid credit history to apply for financing. Qualifier helps business owners reduce overhead costs and gain access to funds quickly, making it easier to grow your venture.
- Are there any fees associated with funding?
When partnering with Qualfier, the only fee you would ever pay is when the financing application closes. You never have to worry about application fees or submission fees when creating a financing application with them. Furthermore, any business tools featured on their site or Financial Calculators are always free to use. This makes their platform incredibly accessible and reliable for many entrepreneurs looking to expand their businesses.
- What about other fees with Qualifier?
Upon applying for a Qualifier financing product, fees may be incurred. A typical underwriting fee’s are subject to and from the lenders and is payable at the closing of the transaction. The fees for any bank financing products provided through a funding specialist also need to be taken into account, as prices for these fees vary based on the size and type of transaction. When considering commercial real estate loans, an origination fee must be paid at loan closing. Qualifier can provide further details on fees depending on individual circumstances.
- What is the maximum amount I can borrow from Qualifiers Lending Platform?
Qualifier is the perfect solution for busy business owners looking to quickly and easily access the capital they need. Qualifier streamlines funding, allowing investors to apply online and be evaluated fairly, so they can get anywhere from $10,000 - $10 million all in one application. Qualifier helps companies grow their business through multiple rounds of loans or financings as well, making it easier for them to succeed without having to juggle several separate loans. Qualifier offers a unique way for businesses of all sizes to access the funds they need.
- Is Qualifier, LLC a Lender?
Qualifier is an innovative direct funding provider for small businesses, providing them with unique solutions that simplify the process of acquiring business financing. Qualifier operates through multiple subsidiaries to handle different parts of the financing process. Qualifier, LLC is not a lender itself, but rather brings together small business owners and lenders via its platform. Qualifier also has relationships with leading banks and financial institutions who may issue loans using Qualifier's lending platform. Ultimately these relationships work together to provide finance solutions to small business owners that match their goals and needs.
- How secure is Qualifier’s Platform of Lending?
Qualifier takes security of its website very seriously, keeping the highest level of security to protect its customers’ data. With an experienced team of professionals overseeing all aspects, Qualifier is SOC-2 certified and regularly updates security patches and software upgrades in order to ensure maximum security. The platform also has automated intrusion detection which monitors and deflects any potential hacking attempts, as well as strong backup systems for added security protection.